Lumanu FOr PLATFORMS

Turnkey infrastructure for influencer & affiliate payments.

Add compliant global payouts to your platform with minimal engineering effort. Lumanu handles vendor onboarding, payouts and support so you can focus on your roadmap.

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Minimize Engineering and Support Costs

Lumanu's Master Vendor platform streamlines payments while ensuring full compliance and spend controls. Explore how Lumanu supports payouts at scale without adding Engineering or Support costs.

Accelerate Time-to-Market

Launch global payments in weeks, not months. Our comprehensive API documentation and sandbox environments allow for rapid, low-risk deployment.

{
  "email": "example@creator.com",
  "amount": "500.00",
  "currency": "<ISO_CURRENCY_CODE>

Scalable Financial Ops

As your user base grows, your overhead doesn't. Lumanu’s infrastructure scales to handle thousands of concurrent global payouts and automated tax filings without requiring additional headcount.

Enterprise-Grade Security

Offload the risk of handling sensitive banking and identity data. Lumanu manages the KYB/KYC and data security requirements, ensuring your platform meets the highest standards of financial compliance.

ISO 27001 Security Badge

Built for automation at scale

Enterprise-grade payment infrastructure for platforms.

Zero-maintenance onboarding and compliance

Don't build your own compliance engine. Lumanu provides a fully managed onboarding flow that handles identity verification and tax documentation for every creator.

Offload W-9/W-8 collection and banking verification to Lumanu’s managed flow.

Automated year-end 1099 responsibility and filing handled entirely by Lumanu.

Reduce support overhead by letting Lumanu handle onboarding questions and payment inquiries.

Compliant money flow

Stay out of the flow of funds and minimize your regulatory footprint. Lumanu creates separate, segregated accounts for each of your clients to ensure clean audit trails and compliance.

Facilitate direct funding from your clients to their specific Lumanu managed accounts.

Ensure your platform remains out of the money flow to simplify your compliance and tax burden.

Provide your clients with finance ready, project-level funding invoices.

Fast, global payouts

Give your users a competitive advantage with instant global access. Creators get paid exactly how they want, anywhere in the world, with zero fees on their end.

Your customers can fund and pay in global currencies. Creators get paid in their currency.

Support for local banking rails (ACH, SEPA, FAST) in over 180+ countries.

Additional payout methods like instant push-to-card via Visa or Mastercard and PayPal.

Developer-first API integration

Build a native payout experience without engineering debt. Our robust API allows you to trigger onboarding and execute payouts with just a few lines of code.

Embed payout triggers directly into your platform UI.

Real-time webhooks for payment status, funding alerts, and compliance updates.

Comprehensive API documentation and sandbox environments for rapid deployment.

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The Payment API built for Creator Platforms

For platforms, creator payments aren’t just a feature. They are table stakes to win and retain brands and agencies.

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Turnkey API Infrastructure

Our robust, developer-first API is designed for platforms that want control over the user experience. Build a native payment experience without building engineering debt.

Reduce Support & Eng Overhead

Lumanu frees you from the "support debt" of managing failed payments, banking corrections, and tax inquiries. We act as your financial operations layer so your engineers can stay focused on your core product.

No-Cost Partnership

Lumanu is a no-cost solution for platform partners. We provide the infrastructure and support at no charge to you, allowing you to upgrade your product's financial capabilities without impacting your budget.

FAQ

FAQ

Your top questions, answered

Your top questions, answered

How does Lumanu handle support?

Lumanu handles identity verification, banking issues, and payment support directly with creators via our dedciated support team.

Is there a cost for our platform to partner with Lumanu?

No. Lumanu is a no-cost solution for our platform partners. Fees are usage based and typically pased on or upcharged. You can embed our API and offer global payments and compliance to your users without any partnership fees.

Does our platform need to handle the flow of funds?

No. Lumanu creates segregated accounts for your clients, keeping your platform out of the money flow and reducing your compliance burden.

What payment methods do you support for creators? Do creators pay a fee?

Lumanu offers creators ultimate flexibility. They can choose to receive funds via local banking rails (ACH, SEPA, FAST, etc.), PayPal, or via "Push-to-Card" for instant access to funds using their Visa or Mastercard. Lumanu is free for creators.

What are the tax obligations for our platform or our customers?

None. Lumanu takes on the tax filing obligations, automatically managing W-9/W-8 collection and year-end 1099 filings.

How does Lumanu handle support?

Lumanu handles identity verification, banking issues, and payment support directly with creators via our dedciated support team.

Is there a cost for our platform to partner with Lumanu?

No. Lumanu is a no-cost solution for our platform partners. Fees are usage based and typically pased on or upcharged. You can embed our API and offer global payments and compliance to your users without any partnership fees.

Does our platform need to handle the flow of funds?

No. Lumanu creates segregated accounts for your clients, keeping your platform out of the money flow and reducing your compliance burden.

What payment methods do you support for creators? Do creators pay a fee?

Lumanu offers creators ultimate flexibility. They can choose to receive funds via local banking rails (ACH, SEPA, FAST, etc.), PayPal, or via "Push-to-Card" for instant access to funds using their Visa or Mastercard. Lumanu is free for creators.

What are the tax obligations for our platform or our customers?

None. Lumanu takes on the tax filing obligations, automatically managing W-9/W-8 collection and year-end 1099 filings.

Modernize your global payments

Stop juggling wires, delays, and compliance risks. Lumanu makes paying anyone, anywhere, stress-free.

Request a Demo