Lumanu FOr BRANDs

Scale your creator payments. Simplify your backend.

Lumanu is your single vendor to centralize onboarding, payments, and tax compliance for influencers, affiliates, and other marketing vendors.

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On time payments without headaches

Lumanu's Master Vendor service speeds up the onboarding and payment process while ensuring full compliance and spend controls. Explore how Lumanu bridges the gap between marketing, finance, and vendors to move faster without friction.

Full Ledger Visibility

Eliminate the "black hole" of AP. Marketing gets real-time status updates on every payment, while Finance gets the structured data they need for reconciliation.

Automated Compliance

Stop chasing W-9s. Lumanu take on collection and verification of tax info and handles year-end 1099 reporting, keeping your legal and tax teams satisfied.

Scalable Infrastructure

Whether you are paying 10 creators or 1,000, Lumanu’s infrastructure scales with your program growth without additional headcount.

Your bank account

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Built for scale, trusted by Finance

Streamline global payments while reducing costs and complexity.

One vendor, unlimited creators

Eliminate the "vendor setup" bottleneck. Your company onboards Lumanu once; we handle onboarding and tax compliance for every creator you work with.

Lumanu is responsible for creator compliance and year-end 1099 filings.

Lumanu onboards once with your procurement and finance teams.

Mobile friendly self serve onboarding flow for creators. Dedicated support from Lumanu.

Campaign level funding

Keep your Finance team happy with clean, audit-ready funding invoices. Request funds by campaign, project, time period, or as needed.

Consolidate hundreds of creator payouts into funding invoices.

Reduce administrative burden on AP and Procurement teams.

Lumanu supports PO and net term policies.

Real-time campaign spend control

Take full control over your budget execution. Create project-level budgets and manage payouts with a click. Lumanu generates self-billing invoices and gives visibility to creators.

Track spend against specific campaign and project budgets in real-time.

Full ledger visibility for marketing teams, no more waiting on AP.

Marketing, Creators and Finance have full visibility into all payouts and status.

Fast, global payouts

Pay creators exactly how they want to be paid, anywhere in the world. Vendors receive funds instantly via local rails, PayPal, or VISA direct.

Support for ACH, SEPA, FAST, and local banking rails worldwide.

Instant push-to-card payments via Visa or Mastercard.

Fund and pay in global currencies as needed.

Built for the Way You Work

For enterprises and modern brands, creator payments aren’t just a task for finance. They’re your strategic partners and growth opportunity.

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Integrates with Your Tech Stack

Connect Lumanu to your existing influencer platforms, CRMs, or custom internal tools via Zapier or API.

Bulk Execution Made Simple

Use our bulk CSV tools to upload and trigger hundreds of payments across multiple client campaigns in seconds.

Platform Agnostic

Lumanu is the "last mile" financial layer that works alongside Influencer Platforms, CRMs, and even Google sheets to close the loop on payments and compliance.

FAQ

FAQ

Your top questions, answered

Your top questions, answered

Can a brand pay creators directly instead of routing everything through an agency?

Yes, and that's one of the most common reasons brands adopt Lumanu. Many brands route payments through an agency only because they lack a compliant way to pay creators directly. Lumanu gives you that infrastructure: direct, compliant payments to creators worldwide, so you can own the creator relationship instead of paying an agency markup just to handle the back office. You can still work with agencies where it makes sense. Lumanu just removes payments as the reason you're forced to.

How do brands pay influencers and creators without setting each one up as a vendor?

With Lumanu, your company onboards one vendor, Lumanu, into your ERP or AP system. From then on, every creator you work with is paid through that single relationship. Lumanu handles each creator's identity verification, tax forms, and banking setup, so Finance never has to onboard a new vendor for a $2,000 post. You invite a creator, they self-onboard in minutes, and you can pay them. No new W-9 chase, no procurement ticket per person.

Do we need to collect a W-9 and file a 1099 for every creator we pay?

Not when Lumanu is your master vendor of record. Lumanu collects and validates W-9s and W-8s, performs tax-ID verification, and handles year-end 1099 filings for the creators you pay through the platform. Your finance and legal teams get compliance coverage without your AP team chasing tax forms or managing hundreds of year-end filings.

Can Lumanu pay creators internationally?

Yes. Lumanu pays creators in 180+ countries and 132 currencies, acting as the vendor of record for those payments and handling local tax and compliance requirements. You fund in your currency; creators get paid in theirs. International creator programs become as straightforward to run as domestic ones, without your team navigating each country's rules.

Does Lumanu work with our existing finance systems and approval policies?

Yes. Lumanu sits alongside your existing ERP, AP, and influencer tools as the "last mile" payment and compliance layer, connecting via API, Zapier, or bulk CSV. It supports your controls and policies, including PO requirements and net terms, and gives Finance clean, audit-ready funding invoices plus real-time spend tracking by campaign and project. Marketing moves faster while Finance keeps full visibility and control.

Can a brand pay creators directly instead of routing everything through an agency?

Yes, and that's one of the most common reasons brands adopt Lumanu. Many brands route payments through an agency only because they lack a compliant way to pay creators directly. Lumanu gives you that infrastructure: direct, compliant payments to creators worldwide, so you can own the creator relationship instead of paying an agency markup just to handle the back office. You can still work with agencies where it makes sense. Lumanu just removes payments as the reason you're forced to.

How do brands pay influencers and creators without setting each one up as a vendor?

With Lumanu, your company onboards one vendor, Lumanu, into your ERP or AP system. From then on, every creator you work with is paid through that single relationship. Lumanu handles each creator's identity verification, tax forms, and banking setup, so Finance never has to onboard a new vendor for a $2,000 post. You invite a creator, they self-onboard in minutes, and you can pay them. No new W-9 chase, no procurement ticket per person.

Do we need to collect a W-9 and file a 1099 for every creator we pay?

Not when Lumanu is your master vendor of record. Lumanu collects and validates W-9s and W-8s, performs tax-ID verification, and handles year-end 1099 filings for the creators you pay through the platform. Your finance and legal teams get compliance coverage without your AP team chasing tax forms or managing hundreds of year-end filings.

Can Lumanu pay creators internationally?

Yes. Lumanu pays creators in 180+ countries and 132 currencies, acting as the vendor of record for those payments and handling local tax and compliance requirements. You fund in your currency; creators get paid in theirs. International creator programs become as straightforward to run as domestic ones, without your team navigating each country's rules.

Does Lumanu work with our existing finance systems and approval policies?

Yes. Lumanu sits alongside your existing ERP, AP, and influencer tools as the "last mile" payment and compliance layer, connecting via API, Zapier, or bulk CSV. It supports your controls and policies, including PO requirements and net terms, and gives Finance clean, audit-ready funding invoices plus real-time spend tracking by campaign and project. Marketing moves faster while Finance keeps full visibility and control.

Modernize your global payments

Stop juggling wires, delays, and compliance risks. Lumanu makes paying anyone, anywhere, stress-free.

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