Lumanu FOr AGENCIES

Scale your agency operations, not your overhead.

Lumanu is your single vendor to centralize onboarding, payments, and tax compliance across every client and campaign.

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Bridge the gap between Marketing and Finance

Lumanu's Master Vendor platform streamlines payments while ensuring full compliance and spend control. Lumanu lets marketing, finance, and vendors move faster without friction.

Full Ledger Visibility

Eliminate the "black hole" of AP. Marketing gets real-time status updates on every payment, while Finance gets the structured data they need for reconciliation.

Automated Compliance

Lumanu is responsible for and automatically manages the collection and verification of tax info, ensuring your agency stays compliant without manual overhead.

Scalable Infrastructure

Whether you are paying 100 creators or 10,000, Lumanu’s infrastructure scales with your program growth without additional headcount.

Your bank account

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Built for scale, trusted by Finance

Streamline global payments while reducing costs and complexity.

One vendor, unlimited talent

Stop adding every creator to your agency’s accounting system. Your agency onboards Lumanu once. We handle the identity verification and tax documentation for every creator you hire.

Lumanu is responsible for creator compliance and year-end 1099 filings.

Professional, mobile-friendly onboarding that protects your agency's brand.

Onboard Lumanu once with your finance team to pay any creator globally.

Client-level funding

Keep your agency finances pristine by requesting funds at the client, campaign, or project level. Lumanu supports "pay when paid" policies through a streamlined post-funding workflow.

Itemize specific payouts to generate a single funding invoice for each campaign.

Creators receive funds instantly the moment your agency pays the itemized invoice.

Reduce administrative burden on your agency’s AP and Procurement teams.

Real-time project spend control

Give your account teams full control over budget execution across multiple clients. Create project-level budgets and manage payouts with a click while Lumanu generates compliant invoices.

Track real-time spend against specific client budgets to prevent overages.

Full ledger visibility for account managers, no more waiting on Finance for status.

Automated self-billing invoices are generated for every talent transaction.

Fast, global payouts

Pay talent exactly how they want to be paid, anywhere in the world, to protect your agency's reputation.

Support for ACH, SEPA, FAST, and local banking rails worldwide.

Instant push-to-card payments via Visa or Mastercard for immediate satisfaction.

Fund and pay in global currencies as needed to align with how your clients pay, eliminating FX risk.

Built for the Way You Work

For agencies, creator payments aren’t just a task for finance. They’re your strategic partners and growth opportunity.

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Integrates with Your Tech Stack

Connect Lumanu to your existing tools via our robust API or Zapier integration.

Bulk Execution Made Simple

Use our bulk CSV tools to upload and trigger hundreds of payments across multiple client campaigns in seconds.

Platform Agnostic

Lumanu is the "last mile" financial layer that works alongside your discovery tools and spreadsheets to close the loop on payments.

FAQ

FAQ

Your top questions, answered

Your top questions, answered

How do we manage budgets and payments across multiple clients without mixing funds?

Lumanu lets you request and track funds at the client, campaign, or project level, so each client's budget stays separate and clean. Account teams get real-time spend visibility against each client's budget to prevent overages, and Lumanu generates compliant self-billing invoices for every talent transaction. Reconciliation per client is straightforward instead of a spreadsheet archaeology project.

How does Lumanu work for agencies managing multiple clients?

Lumanu supports a "pay when paid" workflow so your agency isn't financing client work out of pocket. You itemize the payouts for a campaign, Lumanu generates a single funding invoice, and creators are paid the moment your agency funds that invoice — which you can time to your client's payment terms. No more floating tens of thousands in talent fees for 60 days waiting on a client to pay.

Who is liable for creator tax compliance and 1099s, our agency or Lumanu?

Lumanu. As your master vendor of record, Lumanu takes on creator identity verification, tax form collection and validation, and year-end 1099 filings. The compliance liability for those long-tail creator payments sits with Lumanu, not your agency. You're not the entity on the hook for a missed filing.

Can Lumanu handle the volume if we're paying hundreds or thousands of creators across campaigns?

Yes. Whether you're paying 100 creators or 10,000, Lumanu's infrastructure scales without adding headcount on your side. Bulk CSV tools let you upload and trigger hundreds of payments across multiple client campaigns at once, and Lumanu connects to your existing stack via API or Zapier. Lumanu ensures growth doesn't mean more manual AP work.

Can our account managers run payments themselves, or does everything route through Finance?

Account teams can execute payouts directly with project-level controls, while Lumanu handles invoice generation and compliance in the background. They get full ledger visibility and real-time payment status without waiting on Finance for updates. Finance still retains oversight and structured data for reconciliation. It removes the constant "where does this payment stand" back-and-forth between account teams and AP.

How do we manage budgets and payments across multiple clients without mixing funds?

Lumanu lets you request and track funds at the client, campaign, or project level, so each client's budget stays separate and clean. Account teams get real-time spend visibility against each client's budget to prevent overages, and Lumanu generates compliant self-billing invoices for every talent transaction. Reconciliation per client is straightforward instead of a spreadsheet archaeology project.

How does Lumanu work for agencies managing multiple clients?

Lumanu supports a "pay when paid" workflow so your agency isn't financing client work out of pocket. You itemize the payouts for a campaign, Lumanu generates a single funding invoice, and creators are paid the moment your agency funds that invoice — which you can time to your client's payment terms. No more floating tens of thousands in talent fees for 60 days waiting on a client to pay.

Who is liable for creator tax compliance and 1099s, our agency or Lumanu?

Lumanu. As your master vendor of record, Lumanu takes on creator identity verification, tax form collection and validation, and year-end 1099 filings. The compliance liability for those long-tail creator payments sits with Lumanu, not your agency. You're not the entity on the hook for a missed filing.

Can Lumanu handle the volume if we're paying hundreds or thousands of creators across campaigns?

Yes. Whether you're paying 100 creators or 10,000, Lumanu's infrastructure scales without adding headcount on your side. Bulk CSV tools let you upload and trigger hundreds of payments across multiple client campaigns at once, and Lumanu connects to your existing stack via API or Zapier. Lumanu ensures growth doesn't mean more manual AP work.

Can our account managers run payments themselves, or does everything route through Finance?

Account teams can execute payouts directly with project-level controls, while Lumanu handles invoice generation and compliance in the background. They get full ledger visibility and real-time payment status without waiting on Finance for updates. Finance still retains oversight and structured data for reconciliation. It removes the constant "where does this payment stand" back-and-forth between account teams and AP.

Modernize your global payments

Stop juggling wires, delays, and compliance risks. Lumanu makes paying anyone, anywhere, stress-free.

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